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Coinsurance for Long-term Care: Another Viable Benefit Reduction Option for Rate Increases?
have on an insurance carrier's future claim liabilities and a policyholder's premium rates. It also explores ... various coinsurance levels might have on an insurer’s future claim liabilities, as well as the approximate ...- Authors: Courtney Williamson
- Date: May 2022
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration
- Publication Name: Long-Term Care News
- Topics: Long-term Care; Long-term Care>Long-term care insurance; Long-term Care>Long-term care innovation; Long-term Care>Long-term care pricing; Long-term Care>Rates - Long-term Care
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Nonforfeiture Benefits and Long-Term Care Rate Increases: What is the Financial Impact on Insurers That Offer Nonforfeiture?
2016 LONG-TERM CARE NEWS post-NF ALR (e.g., mortality and morbidity rates). Of course, releasing ALR ... various durations and levels of rate increase. The table below provides the present value of future profit ...- Authors: Missy Gordon, Courtney Williamson
- Date: Dec 2016
- Competency: Strategic Insight and Integration>Strategy development
- Publication Name: Long-Term Care News
- Topics: Long-term Care>Long-term care insurance